Channels vs. Core Banking IT Solution Investments

Analyst: Bill Bradway

April 29, 2010

The ongoing debate between channels and core banking investments has been steady and never ending beginning with a generation or two of proprietary hardware/software teller and platform workstations (in the late 1970s) and the arrival of the personal computer in the 1980s.

• How many banks make the best decision when faced with the question about where to invest (channels, core, or both)?
• What are the key factors that can contribute to right or wrong decision in 2010 or 2011?
• Should every bank or credit union use the same criteria for making channel and core banking investment decisions?

This analysis looks at the approaches that banks and credit unions can consider when an institution evaluates the effectiveness of its channels and core banking platform. When making a meaningful IT investment decision that affects the enterprise and likely all of its customers, there many dimensions to the analysis that can be overlooked or under appreciated by the institution and its Bank Tech vendor(s).

Read more to find out how to receive access to this and other A & O Briefs.

Bradway Research permits the purchase of an individual Analysis & Opinion Brief for internal use by the purchasing party. We use PayPal to complete all online purchase transactions. Plese click on the "Buy Now" button to use PayPal's credit card transaction service. Once the transaction has been completed and notice is received from PayPal, you will receive the A & O Brief by email. Please contact us at info@bradwayresearch.com if you have additional inquiries.